Commercial Auto Insurance is covering hospitalization, ambulance fees, and transportation costs, Aflac can also provide money for rental car or mortgage payments and food expenses. This makes it an ideal choice for people who have a hard time affording medical care or are unable to work due to an accident.

it was common for insurers to exclude pre-existing conditions from coverage before the Affordable Care Act (ACA). These pre-existing condition exclusions could range from a six month period to a permanent exclusion. Commercial Auto Insurance companies are businesses that operate to make a profit. It is not in their financial interest to cover people who will cost them more in claims expenses.